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5 Ways to Furnish Your Home On a Budget

An average person spends over $8,000 to furnish an apartment-sized home. If you are starting in your new home or trying to furnish your home with limited financial resources, paying this substantial sum of money may be out of your reach or cause a significant financial drain. However, being on a budget does not mean that the furniture designs or quality should be compromised. Here are some of our tips to help your furnish your new home without breaking the bank:

1. Prioritize Your Purchases

Planning out the purchases beforehand is vital if you are working around a limited budget. Make separate lists of furniture items that need to be purchased urgently and those that can wait. Some essentials for any new home will be bedroom furniture sets to ensure you get quality sleep and sofa sets for the living room to welcome the guests at home. Furniture for spare rooms or guest rooms can wait. You may return to stores overtime to fill the extra spaces when you have additional cash, or some stores offer heavy discounts. 

2. Get Multi-Functional Pieces

Furniture in your home should be beautiful, but most importantly should also serve a proper function. One of the best ways to stay under a budget during furniture shopping yet make your purchases effective is to buy multi-functional furniture pieces for your home, such as modular sofas, storage ottomans, bookcases, and daybeds. Transformable furniture pieces like wall beds, transforming tables, and compact seating can also help save space and cost, as they can be used in different areas of the house. Look for furniture pieces with hidden storage space to avoid buying more storage furniture for your belongings. 

3. Visit Thrift Stores

Thrift stores and consignment shops in your locality, like Salvation Army, Goodwill, and Habitat for Humanity ReStore, often have high-quality items on sale for considerably low prices. We recommend going to multiple stores to check out the available options and find the ideal one for your space. Visiting thrift stores can also help you get branded items for much cheaper, and you may be able to get all the required furniture pieces within your budget.

4. Shop Online

In this age of e-commerce, one of the easiest ways to go about furniture shopping is to shop online. This enables you to compare prices on various sites, and the variety of options helps you find furniture in the right color and size. Online stores like Kasala have clearance sections where they sell furniture at considerably lower prices that can help you set your home without spending extravagantly.

5. Use Gift Cards

Another effective way to stay within your budget is using discounted gift cards. You may get gift cards at discounted prices from any furniture store within your locality, or you can always browse websites like Gift Card Granny, Raise, and Cardpool.


Furnishing your home under a limited budget can be challenging. Most new furniture pieces may fit the needs of your interior designer but may exceed your set budget and result in a financial drain. It is essential to plan and prioritize your purchases and only buy the urgently needed and most functional pieces at the start. You can go to thrift stores, check online stores, and use gift cards to help find the best deals for your space. We recommend comparing local furniture and online store prices to ensure the best value for your buck.

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